Credit card applications How to get started
One customer with an exorbitant interest rate managed to reduce it by more than half, encouraging news if you have a credit card for bad credit. If the credit card company refused the customers' requests, the customers suffered no penalties. As long as you are civil, requesting a lower interest rate is a risk free method of improving your interest rate with an excellent chance of succeeding. If you pay an annual fee, the same method can convince your credit card issuer to waive it. If you want to change your due date or move to a better rewards program, you do not even need to threaten to leave.