My little discussion forum on low interest credit cards
When you have winnowed your options down to a handful of credit card application with appealingly low interest rates, take a look at their default interest rate. This is the interest rate you will be charged if you are late with a payment, exceed your credit limit, go into default, or commit a host of other credit sins. These mistakes can be ridiculously easy to make, so even if you are scrupulous about paying your bills, give serious thought to the default rate. Select the lowest default rate you can find. Once you have a collection of credit card applications with low regular and default interest rates, then you are free to consider the other goodies the companies are offering.